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Terms and Conditions of Using ReducingTheRisk.com

Frequently asked questions about the use of the material on this site

Welcome to ReducingTheRisk.com, an interactive online service operated by Christianity Today International. By using this site, you signify your agreement to all terms, conditions, and notices contained or referenced herein ("Terms and Conditions of Use"). If you do not agree to these Terms and Conditions of Use, please do not use this site. Christianity Today International reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms and Conditions of Use at any time. By using this site after notice of such changes is posted, you agree to be bound by the modifications, alterations or updates.

Copyright and Trademarks

ReducingTheRisk.com contains copyrighted material, trademarks and other proprietary information including, text, software, photos, video, graphics, music and sound. All content included on this site, such as text, software, photos, video, graphics, music, sound, and logos, is protected by copyrights, trademarks, and other rights, which are owned and/or controlled by Christianity Today International or by other parties. Christianity Today International owns a copyright in the selection, coordination, arrangement, and enhancement of such content, as well as the content original to it. Each third-party content provider owns the copyright in content original to it. You may use material from this site only for your own personal, non-commercial use.

This site or any portion of this site may not be modified, published, reproduced, duplicated, copied, uploaded, downloaded, posted, transmitted, sold, or otherwise exploited for any commercial purpose that is not expressly permitted by Christianity Today International or expressly permitted under copyright law. In the event of any permitted copying, redistribution, or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend, or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.

Linked Sites

This site may contain links to other sites on the Internet ("Linked Sites"). Christianity Today International is not responsible for the content, advertising, products or other materials made available on or through any Linked Site. The links to these sites are for your convenience only, and you access them at your own risk. Christianity Today International, its principals and agents, shall not be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused to a user in connection with such Linked Sites.

Christianity Today International welcomes links to this site. You may establish a link to this site, provided that the link does not state or imply any sponsorship or endorsement of your site by Christianity Today International, ReducingTheRisk.com, Your Church, Richard Hammar, or any group or individual affiliated with Christianity Today International. You may not use on your site any logos, trademarks, service marks, or copyrighted materials appearing on this site, including but not limited to any logos or characters, without the express written consent of the owner of the mark or right. You may not frame or otherwise incorporate into another site the content or other materials on this site without prior written consent.

Interactive Areas

ReducingTheRisk.com's forums and bulletin boards are provided to give users interesting and stimulating forums in which they can express their opinions and share their ideas. By posting opinions, comments, or ideas on ReducingTheRisk.com, you grant Christianity Today International a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, copy, reproduce, modify, display, adapt, publish, translate, create derivative works from, distribute, and display such reviews and comments throughout the world in any form, media, software or technology of any kind. You also grant Christianity Today International the right to use your name in connection with the reproduction or distribution of such material.

Disclaimer

THIS SITE IS PROVIDED BY CHRISTIANITY TODAY INTERNATIONAL REPORT ON AN "AS IS" BASIS. CHRISTIANITY TODAY INTERNATIONAL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INDLUCED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, CHRISTIANITY TODAY INTERNATIONAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CHRISTIANITY TODAY INTERNATIONAL WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF, OR INABILITY TO USE, THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

Indemnification

You agree to indemnify Christianity Today International. and its partners, officers, employees, agents, and affiliates from and against any and all third party claims, demands, liabilities, costs, or expenses, including reasonable attorney's fees, that arise from your use or misuse of this site.

Applicable Law

This site is created, operated and controlled by Christianity Today International from its offices within the State of Illinois, U.S.A. These Terms and Conditions of Use shall be governed by, construed and enforced in accordance with the laws of the State of Illinois, without giving effect to any principles of conflicts of laws. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms and Conditions of Use or your use of this site shall be filed only in the state or federal courts located in the State of Illinois, and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

Photo Credits

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USDA Online Photography Center
Supreme Court of the United States photograph collection

ReducingTheRisk.com wants to hear from any copyright owners who are not properly identified on this Web site so that we may make the necessary corrections.

Our Address and Contact Information

ReducingTheRisk.com
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